What is the CFPB, How Is It Helping Financial Consumers?

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There’s a chance you’ve heard about the Consumer Financial Protection Bureau, or the CFPB as it’s often called for short, but you aren’t sure exactly what it is. The CFPB is a new federal agency that was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. According to the federal government, Continue Reading

Peer to Peer Lending, Cloud Funding and Crowd Funding: 
Should You Try to Get An Internet-based Loan?

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For centuries, banks and loans have gone together like peas and carrots, to borrow a phrase from Forrest Gump. A bank is the first place most individuals and business owners think of turning to when they need a loan. But a combination of new technologies and changing societal trends is starting to change this kind Continue Reading

How to Choose the Right Accountant for Your Needs

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There are many different types of accountants, all with varying degrees of knowledge and expertise. So how do you find the right one for your specific financial needs? Here’s how to choose the right accountant based on your requirements. Be Upfront With Your Specifics: Your personal situation is unlike anyone else’s and this becomes especially Continue Reading

Clever Ways to Use a Credit Card

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Aren’t you sick and tired of hearing how “bad” credit cards are and that we should all just cut them up and start living on cash again. Although this sounds nice in some ways, the reality is that we live in a consumer society and credit cards have become a major part of life. The Continue Reading

Legal Loopholes in Credit Card Debt, Do They Exist?

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Credit card debt loopholes, do they really exist? This article is based on my experience of the credit industry in the UK. It may or may not be relevant to those living outside the UK that should make entertaining reading all the same. There is much talk of loopholes in the Consumer Credit Act which Continue Reading